Today morning Hasmukh came to office and was worried

I: Hi welcome , tell me whats the thing you are worried of

Hasmukh: There are many questions in mind regarding the business and economy

how the business will revive ?

when the vaccination will be out ?

and there is much more uncertainty regarding investment

I: O O ho take a cool ,relax .... yes you are right .... this are the questions everyone has today.....

I hope u have sometime ....Let me explain you by sharing an interesting story.

Once, Lord Indra got upset with Farmers, he announced there will be no rain for 12 years & you won’t be able to produce crops.

Farmers begged for clemency from Lord Indra , who then said , Rain will be possible only if Lord Shiva plays his Damru. But he secretly requested Lord Shiva not to agree to these Farmers & when Farmers reached Lord Shiva he repeated the same thing that he will play Damru after 12 years.

Disappointed Farmers decided to wait till 12 years.

But one Farmer regularly was digging, treating & putting manure in the soil & sowing the seeds even with no crop emerging.

Other Farmers were making fun of that Farmer . After 3 years all Farmers asked that Farmer why are you wasting your time n energy when you know that rains will not come before 12 years.

He replied “I know that crop won’t come out but I’m doing it as a matter of “practice”. After 12 years I will forget the process of growing crops and working in the field so I must keep it doing so that I’m fit to produce the crop the moment there is rain after 12 years.”

Hearing his argument Goddess Parvati praised his version before Lord Shiva & said “You may also forget playing the Damru after 12 years!”

The innocent Lord Shiva in his anxiety just tried to play the Damru, to check if he could….and hearing the sound of Damru immediately there was rain and the farmer who was regularly working in the field got his crop emerged immediately while others were disappointed.

It is the practice which keeps on making you perfect.

So, let lockdown lift after 2 weeks, 2 months or 2 years. Whatever trade or profession we are in, keep sharpening our skills, practice with what we have, upgrade our knowledge.

Believe me Hasmukh after talking to veterans of the markets,

Many of such questions are not answerable and not known.

So now what to do?

How to go about on our investments, our goals?.

My learning and understanding from their talks is

We can only control what is in our hand.

Accumulating on month on month basis (investing )is what we can do and we have to do. This is the only benefit which we should take in this course of time. ( ploughing on month on month basis in lower market ).

Hasmukh: Thank you very much my friend for lovely advice.

Moral of the story Don’t wait for rain , that is the lock down to be lifted and then start thinking on Investment....focus on our basic today, invest regularly so that you are ready to gain the benefits soon