Among the selected distributors in Mumbai, eligible to offer Specialised Investment Funds (SIFs), ISOLN Wealth is proud to be one of them bringing sophisticated, SEBI-regulated investment solutions to our clients.

For over 20 years, we have helped investors navigate changing market conditions through thoughtful asset allocation, diversification, and risk management. During periods of heightened uncertainty, we have often used hedging-oriented strategies wherever suitable to help protect portfolios.

Today, SEBI has introduced a dedicated category called Specialised Investment Funds (SIFs)—designed to bridge the gap between traditional  mutual funds and sophisticated investment strategies. 

ISOLN Wealth is among the few to recognize the potential of SIFs at very early stage and distribute them into the majority of the clients portfolios.

 

What is a SIF?

A SIF is a SEBI-regulated investment solution that gives fund managers greater flexibility to:

• Manage downside risks through hedging strategies.
• Take advantage of changing market opportunities.
• Invest across equity, debt, REITs, InvITs and commodities such as gold, silver, crude and copper.
• Use long-short and active allocation strategies.

 

Case Scenario:

In situations such as financial crises (e.g., the 2008 Lehman crisis), COVID-19, wars or periods where markets are falling continuously and there appears to be no upside in sight, fund managers often have limited options to hedge losses.

Many times, there may also be negative news surrounding specific companies
(e.g., Adani or HDFC) or sectors such as IT due to recent disruptions from AI.

In any of the above situations, SIFs can be a useful hedging tool to help protect against downside risk. Fund managers can safeguard existing portfolio holdings by using derivatives, to help protect against further losses arising from falling stock prices.

 

What Are the Types of SIFs?

      Equity-Based SIFs

•  Equity Long-Short (Core Allocation in Minimum 80% in top 100% stocks of the market with up to 25% in   derivatives.)
•  Equity Ex-Top 100 Long-Short (Core Allocation in Minimum 65% in mid & small cap stocks with up to 25% in derivatives.)
•  Equity Sector Rotation Long-Short (Minimum 80% across up to 4 selected sectors with up to 25% in derivatives.)

         Debt-Based SIFs

• Debt Long-Short (Across debt instrument of varoius duration with permitted exchange traded derivative.)
• Sectoral Debt Long–Short (Mimimum 2 debt sector like GSec, State bond, NBFC.no single sector can exceed more than 75%)

          Hybrid & Multi-Asset SIFs

• Hybrid Long-Short (Minimum 25% equity and 25% of debt and can hedge up to 25% via derivative.)
• Active Asset Allocation Long-Short (Invests across Equity, Debt, REITs, InvITs and commodities like gold, silver,crude & copper with up to 25% derivative  exposure for active risk management.)

         

Who Is the Ideal Investor for SIFs?

SIFs may be suitable for investors who:

• Want more than traditional mutual funds.
• Seek better risk management during volatile markets.
• Idealy a invetsor with 5 years of portfolio life should allocate 15% to 20% of portfolio in SIF.
  

   

Our Approach

At ISOLN Wealth, we believe sophisticated products should only be used when they add value to a client’s overall financial plan. Our role is not just to recommend investments, but to determine whether a strategy fits your objectives, risk profile, and portfolio structure.

           

SIFs are not about taking more risk.They are about having more tools to manage it.